One of the things I love best about my job is dealing with the people that real estate involves. How to finance it, how to fix it up and how to tell the stories about the people it touches.

After being with Homestead Financial Mortgage for 20 years, it truly has been rewarding to have this career as a platform to help people in our community.  The most important thing about my job is that I get to help improve people’s lives every day. Be it in the purchase of a home or refinancing to get cash out.

While being a loan officer, I also renovate homes to sell and I do a weekly podcast. While it was nerve wracking at first, It’s become a lot fun to create video and content which helps everyone understand how complicated, or not, lending can be. Call me and we can do one for you!

Email:   f.spell@hfmloans.com

Office:   (636) 256-5709

Cell:  (314) 494-0885

Fax:   (636) 256-5809

Frank is licensed in Missouri, Colorado, Florida, Illinois, Indiana, Kansas and Tennessee.


About Homestead Financial Mortgage

Buying a home is an exciting time, but we realize the mortgage portion of the home-buying process can be overwhelming. Homestead Financial Mortgage  would like to help make your home buying process stress-free.

At Homestead,  your mortgage isn't just about the numbers. Behind every loan is a person or a family. And because buying a home is one of the most important decisions in your life, finding and obtaining the right mortgage deserves an equal degree of respect and attention. That's exactly what we provide - by getting to know you, we can deliver not only the best possible rate, but the best lending experience.  

Your home is WHERE your life happens, your money is HOW it happens...   You are trusting us to handle both.  Of life's great questions -- the who, what, when, where, why and how --  we can be entrusted to handle the WHERE and HOW .  Our Loan Officers realize the gravity of what this means, making our customer service standards a cut above the rest.


Frank's Location

Frank is located in   St. Louis, Missouri

Homestead Financial Mortgage has served the St. Louis mortgage industry since 1998, helping countless St. Louis homeowners through the home loan process. The team at Homestead Financial Mortgage is all about St. Louis. In fact, just about all of our employees were born and raised throughout the metropolitan area in Missouri and Illinois. From Wentzville to Millstadt, Belleville to Ballwin we have a stake in the communities where we are now raising families of our own.

At Homestead Financial Mortgage, we have a passion for helping people make their dreams of homeownership a reality. Whether you are a first-time homebuyer or in need of loan refinancing your jumbo loan, what you will get when you call Homestead Financial Mortgage is valuable assistance from one of our Federally Licensed, Nationwide Mortgage Licensing System (NMLS) Loan Officers. All of our loan officers have passed specific tests to enable them to assist you. With the proper federal training, and local metro St. Louis understanding, they will help you put together the mortgage plan that will suit you best.

Of all of the St. Louis mortgage companies, we provide more to our customers than just St. Louis home loans. We also offer our customers valuable information about the home buying process, and assist them with establishing and maintaining great credit. It is important to us to help people become the best credit consumers they can be. We update our blog regularly with helpful information that you can use to become a more informed credit consumer.

Homestead Financial Mortgage is conveniently located in 4 locations; St. Louis, MissouriOverland Park, KansasIndianapolis, Indiana  and Glen Carbon, Illinois

Frank is licensed in Missouri, Colorado, Florida, Illinois, Indiana, Kansas and Tennessee.


Making Lives Better, One Home at a Time.